Kevin Brunson Daily Mountain Trail Runner and NV Insurance Agent.

One of my favorite sayings is, I would rather receive a great value than a cheap price. What this means to me, is sometimes when you have to put a lot of effort to achieve something it is worth the sweat. So, if your investing a lot of time into exercise and a supporting diet, then the payoff is a higher quality of life. Thus, hard work in the gym is the premium (i.e. paying for insurance) for a fit body and a quality life is the payoff (claim)!

I've discussed the concept of the advance quote discount in previous posts. I wanted to take the opportunity to cover this concept exclusively. Bottom line: if you don't allow 8 to 10 days before you NEED insurance you are paying too much! What's unique about the advance quote discount (sold by most most independent insurance companies) is that the discount continues on renewal in most cases. So if you receive a 5 percent discount for the first six months the discount will also follow you on future renewals as long as you stay with this carrier (without a lapse in coverage). In addition, many insurance companies tier certain risk exposures. Tiered insurance policies: most insurance companies tier their policies initially to be more competitive for the markets (risk exposures) they are attempting to attract. Many times insurance companies not only give an upfront discount but in many cases they'll give the consumer a better tier rating. Especially if the insurance ...

Today we compete with many different competitors. One of the biggest, especially related to younger drivers is online competition. Most of the time the users don't really know the difference between the service models. One of the big factors is that most (in Nevada seems like all) online direct insurance companies must place a claim. Even it's a small fender bender. In this instance it is great to have an independent insurance agent because they can advise you on the best course of action based on your unique set of circumstances. The main thing to know is that many companies have a direct option (example: progressive.com) and an independent agent option (example: progressiveagent.com). If you choose an independent agent you can truly have the best of both options. Most of the time your independent agent can even offer lower prices. Especially if you shop 8 to 10 days (advanced quote discount). An experienced independent agent can "stack" every discount you qualify ...

Please contact our office at 775-284-8200 about the snapshot discount. Please click on link below to learn more. If interested, please contact our office and we can provide you a quote. http://www.progressive.com/auto/snapshot/

It's a new year! Hope this year is going your way! Please let us know if we can help you. Our phone number is 775-284-8200.

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As I have evolved as an insurance agent, it has been apparent to me that you need a natural market. A specific community that you relate with personally. For me since October 1999, that community has been the running community. As an consistent and avid runner it has become a lifestyle for me. When I read for pleasure my first impulse is to read about running. Right know my main focus is the 13.1 mile race, commonly called a half marathon. I prefer 13.1 miles, because mentally and physically I'm competing in a full race. Not in half of one. The race distance, is not really important, however, what is important is the bigger running community. This is all the people that embrace running as exercise, competition, recreation, and/or as a lifestyle. For me the running industry and the insurance industry are both very important. That is why my natural market is the running community.