Wednesday, February 11, 2009

Insurance Price Versus Insurance Value

I have noticed a tendency in some insurance consumers to focus on price. My suggestion is to focus on value. Price implies that all insurance coverages and companies are the same. The facts do not back this assumption.

Some companies pay claims fairly and in a timely manner. Others do not. Some people need basic liability protection others because of their wealth require more liability protection.

My best advice is to hire a professional independent insurance broker by delegating your insurance purchasing to him/her. For most people this is a better use of their time, and in most cases they will be happier with the claims process.

About Me

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6119 Ridgeview CT #500, Reno, NV 89519, 775-284-8200 or, United States College BS in Business Administration (University of Nevada, Reno) 1987. Independent Farmers Insurance Agent 1987-1997; Part time financial sales positions 1997-1999; Co-founder and President of ClientFlex Corporation 1999-2004; Lucini/Parish Insurance 2004-2005; Co-founded (with Tammy Brunson) Ardent Insurance LLC (2005-2007); Changed entity to Ardent Insurance Inc (2006-present). Insurance Designations: LUTCF. Insurance Affiliations: Big I (Independent Insurance Agents of America); Trusted Choice Approved Agency; Professional Insurance Associates, Inc. (Affiliate); Local Business Associations: Northern Nevada Insurance Agents - Member; Community Associations: Northern Nevada Endurance Training - Active Member.