Kevin Brunson Daily Mountain Trail Runner and NV Insurance Agent.

May 13, 2010 Nevada Insurance Commissioner Scott Kipper resigned from the Nevada Division of Insurance after less than 17 months on the job, saying, "It's just time for a change." Kipper's resignation is effective June 2. He started work in Nevada on Dec. 29, 2008, two months after resigning as Oregon's chief insurance regulator (BestWire, Jan. 13, 2009). He served for one year in Oregon after a stint as a deputy commissioner for the Louisiana Department of Insurance. Aside from taking some time off, Kipper is uncertain about his future prospects. He said he will be seeking other opportunities as a regulator, elsewhere in the insurance business or out of insurance altogether. Kipper praised the Nevada insurance division staff and the state's "pro-business" climate. "The environment here is very good for insurers. It made it very easy to do my job," he said. "I think we struck a good balance." While praising his predecessors for st...

KipperWith health care reform at the forefront of national debate lately, the Division of Insurance has been receiving numerous inquiries regarding the how, what and why of rate approvals for health insurance policies. These questions are important to ask, and, as public servants, we are happy to continue to be a valuable resource on this topic. But I would also like to take a moment here on our Web site to shed some light on not just our recent review of rate approval requests, but the concept at the core of everything we do at the Division of Insurance: consumer protection. Included in the Division's mission are our duties to protect the rights of Nevada insurance consumers and to ensure the financial solvency of insurers. What many people don't realize, however, is that these concepts go hand in hand. When we approve an insurance company's rate adjustment requests, we take great care to make sure those rates are within the scope needed for that company to stay financiall...

How You Can Make the Claims Process Easier Important, but sometimes difficult, filing a claim can be one of the most frustrating processes during a crisis or following a major disaster. Delays in the claims process was the No. 1 complaint of insurance consumers in 2007, according to the National Association of Insurance Commissioners (NAIC). It is critical that at these times, you are prepared with the information your insurance company needs. To help you avoid problems getting your claims paid, we offer these tips: Know Your Policy Understand what your policy says. The policy is a contract between you and your insurance company. Know what's covered, what's excluded and what the deductibles are. File Claims as Soon as Possible Don't let the bills or receipts pile up. Call your agent or your company's claims hotline as soon as possible. Your policy might require that you make the notification within a certain time frame. Provide Complete, Correct Information Be certain t...

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