Rental Reimbursement Coverage is designed for policy holders that cannot afford to lose the use of their vehicle(s), while it's being repaired. So if a policy holder does not have access to a vehicle when his or her vehicle is damaged due to a collision or comprehensive claim, this coverage is available.
A common coverage limit is $30/$900. This stands for $30 per day with a maximum of $900. Which means that the insurance company will pay for a rental car at the rate of $30.00 for up to 30 days. The lowest limits we typically see are $20/$600 and on the high end $50/$1500.
For policy holders that are dependent on their vehicles, rental reimbursement coverage is important. Typically the cost of $30/$900 is in the $30 dollar per six months range or $60 dollars a year. Which means for about $5.00 a month you can buy a coverage that can save you 100's of dollars.
Remember this coverage would only apply in the event of a collision/comprehensive claim. Issues such as mechanical breakdown would not be covered under rental car reimbursement coverage.
General insurance information from the independent insurance agency perspective.
About Me

- Kevin Brunson, President/Independent Agent, Ardent Insurance Inc
- 6119 Ridgeview CT #500, Reno, NV 89519, 775-284-8200 or kevin@ardentinsurance.com., United States
- http://www.ardentinsurance.com College BS in Business Administration (University of Nevada, Reno) 1987. Independent Farmers Insurance Agent 1987-1997; Part time financial sales positions 1997-1999; Co-founder and President of ClientFlex Corporation 1999-2004; Lucini/Parish Insurance 2004-2005; Co-founded (with Tammy Brunson) Ardent Insurance LLC (2005-2007); Changed entity to Ardent Insurance Inc (2006-present). Insurance Designations: LUTCF. Insurance Affiliations: Big I (Independent Insurance Agents of America); Trusted Choice Approved Agency; Professional Insurance Associates, Inc. (Affiliate); Local Business Associations: Northern Nevada Insurance Agents - Member; Community Associations: Northern Nevada Endurance Training - Active Member.
