Monday, August 2, 2010

Automobile Collision Deductible

Automobile collision coverage provides you protection in the event of physical damage to your own automobile (other than that covered under comprehensive insurance) resulting from collision with another inanimate object. Your deductible is the amount of money that you must pay out of your pocket before being reimbursed from the insurance company. The deductible is usually set as a fixed dollar amount. Such as: $250, $500, $1,000, $2,000 etc. The higher your deductible the larger the discount the insurance company will offer. Choosing higher deductibles is a strategy that allows you to save money on your insurance by SELF insuring smaller losses (loss amounts less than your deductible).

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6119 Ridgeview CT #500, Reno, NV 89519, 775-284-8200 or, United States College BS in Business Administration (University of Nevada, Reno) 1987. Independent Farmers Insurance Agent 1987-1997; Part time financial sales positions 1997-1999; Co-founder and President of ClientFlex Corporation 1999-2004; Lucini/Parish Insurance 2004-2005; Co-founded (with Tammy Brunson) Ardent Insurance LLC (2005-2007); Changed entity to Ardent Insurance Inc (2006-present). Insurance Designations: LUTCF. Insurance Affiliations: Big I (Independent Insurance Agents of America); Trusted Choice Approved Agency; Professional Insurance Associates, Inc. (Affiliate); Local Business Associations: Northern Nevada Insurance Agents - Member; Community Associations: Northern Nevada Endurance Training - Active Member.