Friday, October 12, 2007

Auto Insurance Claims

One of my clients asked me what his rights were when filing an auto insurance claim.

I explained to him that as a policy owner he has certain rights. First, every state has laws protecting consumers. Second, when you purchase insurance you enter into a legal contract between you and your insurer. Thus, the policy (contract) defines your rights and obligations of the insurance company.

If you have any questions regarding your rights as outlined in your automobile insurance policy, talk to your insurance agent or company representative. You may also feel compelled to contact your state insurance department. In Nevada, the Nevada Department of Insurance can be reached at (775) 687-4270 or on the web:

About Me

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6119 Ridgeview CT #500, Reno, NV 89519, 775-284-8200 or, United States College BS in Business Administration (University of Nevada, Reno) 1987. Independent Farmers Insurance Agent 1987-1997; Part time financial sales positions 1997-1999; Co-founder and President of ClientFlex Corporation 1999-2004; Lucini/Parish Insurance 2004-2005; Co-founded (with Tammy Brunson) Ardent Insurance LLC (2005-2007); Changed entity to Ardent Insurance Inc (2006-present). Insurance Designations: LUTCF. Insurance Affiliations: Big I (Independent Insurance Agents of America); Trusted Choice Approved Agency; Professional Insurance Associates, Inc. (Affiliate); Local Business Associations: Northern Nevada Insurance Agents - Member; Community Associations: Northern Nevada Endurance Training - Active Member.