Kevin Brunson Daily Mountain Trail Runner and NV Insurance Agent.

The coverage covers renting an automobile if your car is not drivable and being repaired because of a covered accident. We recommend this coverage when a client does not have other vehicles to drive if their primary vehicle is disabled for a period of time.

Definition: Insurance Agent - Individual who is licensed to sell insurance for one or more specific companies. In our case we are licensed to sell insurance in three states: Nevada, California, and Arizona. We represent many different insurance companies. We are a member with the Independent Insurance Agents of Nevada and we are a Trusted Choice agency. We appreciate all the support from our past and current clients, and we look forward to our continued future client relationships.

Rental Reimbursement Coverage is designed for policy holders that cannot afford to lose the use of their vehicle(s), while it's being repaired. So if a policy holder does not have access to a vehicle when his or her vehicle is damaged due to a collision or comprehensive claim, this coverage is available. A common coverage limit is $30/$900. This stands for $30 per day with a maximum of $900. Which means that the insurance company will pay for a rental car at the rate of $30.00 for up to 30 days. The lowest limits we typically see are $20/$600 and on the high end $50/$1500. For policy holders that are dependent on their vehicles, rental reimbursement coverage is important. Typically the cost of $30/$900 is in the $30 dollar per six months range or $60 dollars a year. Which means for about $5.00 a month you can buy a coverage that can save you 100's of dollars. Remember this coverage would only apply in the event of a collision/comprehensive claim. Issues such as mechanica...

Make this Christmas is a great one but don't forget to be safe with your Christmas Tree. Make sure it's moist. Make sure your electrical circuits are not overloaded. Consider using timers to save money and to limit chance of fire. If you live in an older home pay attention to fuse boxes or circuit breakers. Don't forget to have a great time with friends and family this Christmas!!

When you GOOGLE search DMV you receive many unofficial websites and in Nevada our official DMV website is a dot com. The DMV of Nevada website is http://www.dmvnv.com/.

When you watch television and/or listen to radio advertisements about automobile insurance you hear a lot about saving money and little about value. The reality is the best of both worlds is waiting at your local independent insurance agency (www.ardentinsurance.com). As a Trusted Choice independent insurance agency our goal is to obtain the best insurance deal for your situation. In most cases we are simply matching the clients needs with the insurance company wants. Everyone wins. The insured obtains a great price, the right coverage, and someone to talk to if (some would say when) challenges arise. It's a long term relationship versus dating concept. So next time you see or hear the advertisements about price go one step further and look for the best value. Call (775-284-8200) your independent insurance agency to discuss your options.

Automobile collision coverage provides you protection in the event of physical damage to your own automobile (other than that covered under comprehensive insurance) resulting from collision with another inanimate object. Your deductible is the amount of money that you must pay out of your pocket before being reimbursed from the insurance company. The deductible is usually set as a fixed dollar amount. Such as: $250, $500, $1,000, $2,000 etc. The higher your deductible the larger the discount the insurance company will offer. Choosing higher deductibles is a strategy that allows you to save money on your insurance by SELF insuring smaller losses (loss amounts less than your deductible).