A.R.D.E.N.T. Acronym

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http://www.ardentinsurance.com/loanOptions/Featured/Insurance%20Customer%20Service%20Excellence%3A%20A.R.D.E.N.T./


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Dick Collins Firetrails 50 Miler race report.

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     Photo credit: Esther Searcy (@esthersearcyphoto). It was my first 50 miler and I was in the restroom when the race started. I was one minute behind the pack and because of the distance, I was okay with it. I was feeling strong, I ran at a steady pace (no walking) while it was cooler, after clearing the initial single-track congestion. After the aid station at the halfway point (out and back), my glutes and legs were feeling heavy, so I started walking and running from that point on. At mile 36, my self-talk was about keeping my feet moving and finishing my first 50 miler. Mentally I was in a good place because I was confident that if I kept my legs moving, I would be able to finish. After 40 miles the toughest sections of the course were the downhills. My right leg below the quad felt weaker than my left, so I paid close attention to my stride mechanics from that point on. It got hot from mile 30. I was using evaporative cooling techniques at each aid station by pouring ice in
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One of the least discussed benefits of mountain trail running is proprioception.

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Proprioception is a noun (Physiology): perception governed by proprioceptors, as awareness of the position on one's body. I started researching proprioception, after reading an article regarding the physiological benefits gained by the activity of mountain trail running. I've have an active daily running streak, that started on October 6th, 2007. Running every day has allowed me the opportunity to invest a lot of time and energy into perfecting my stride mechanics. My running style is unique to me. However, because I run everyday it has been important to repeat movements that allow me to run injury free. What's interesting about mountain trail running is that I have taken more falls in the last year, then at any other time during by almost 14 years running streak. What is interesting is I have learned to fall without serious injury by constantly focusing on the best possible foot placement. Plus in trail running there is normally a grade involved, and I'm running on dir
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Nevada Division of Insurance - Credit Scores

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Credit Scores – Credit scoring/insurance scoring is a mechanism by which insurance companies determine eligibility and pricing for automobile and homeowners’ insurance. The legal authority typically cited for the use of credit scores for the purpose of insurance is the federal Fair Credit Reporting Act (FCRA). The FCRA “allows” but does not mandate the use of credit information in the acceptance and pricing of insurance. The insurance industry generally favors the use of credit scores to determine the price to charge someone for insurance. They believe credit scores are a good predictor of losses, increase the availability of insurance by providing fair rates to all and are not based on an individual’s gender, age, or national origin. The insurance industry maintains that credit scores indicate how an individual manages his assets and is an inexpensive tool that is not directly subject to manipulation by the consumer. Some of the factors that may negatively affect a person’s cred
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