Gym or Fitness Facility Insurance

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Own a gym or fitness facility? We can match your business risk profile; we can help you get the right insurance coverage from the right insurer. www.ardentinsurance.com.

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Dick Collins Firetrails 50 Miler race report.

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     Photo credit: Esther Searcy (@esthersearcyphoto). It was my first 50 miler and I was in the restroom when the race started. I was one minute behind the pack and because of the distance, I was okay with it. I was feeling strong, I ran at a steady pace (no walking) while it was cooler, after clearing the initial single-track congestion. After the aid station at the halfway point (out and back), my glutes and legs were feeling heavy, so I started walking and running from that point on. At mile 36, my self-talk was about keeping my feet moving and finishing my first 50 miler. Mentally I was in a good place because I was confident that if I kept my legs moving, I would be able to finish. After 40 miles the toughest sections of the course were the downhills. My right leg below the quad felt weaker than my left, so I paid close attention to my stride mechanics from that point on. It got hot from mile 30. I was using evaporative cooling techniques at each aid station by pouring ice in
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One of the least discussed benefits of mountain trail running is proprioception.

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Proprioception is a noun (Physiology): perception governed by proprioceptors, as awareness of the position on one's body. I started researching proprioception, after reading an article regarding the physiological benefits gained by the activity of mountain trail running. I've have an active daily running streak, that started on October 6th, 2007. Running every day has allowed me the opportunity to invest a lot of time and energy into perfecting my stride mechanics. My running style is unique to me. However, because I run everyday it has been important to repeat movements that allow me to run injury free. What's interesting about mountain trail running is that I have taken more falls in the last year, then at any other time during by almost 14 years running streak. What is interesting is I have learned to fall without serious injury by constantly focusing on the best possible foot placement. Plus in trail running there is normally a grade involved, and I'm running on dir
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Auto Ins.: Difference between CSL & Split Limits

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What is the difference between combined single limits (CSL) and split limit insurance coverage amounts? CSL is designed to allow you a lump sum amount coverage, which may be used to effectively cover an automobile loss up to a specified amount. For instance, if your CSL automobile liability limit is $300,000, that amount can be used to cover bodily injury to one person (per person) or all the people in the vehicle injured (per occurrence). In addition any property damage would also be included within the $300,000 insurance amount. The key benefit of CSL automobile liability protection is flexibility. With split limit coverage there are fixed amounts of coverage for each automobile loss. For instance, if your split limit liability amount is $100,000/300,000/100,000 (or 100/300/100) the coverages are broken down into three categories. The first is bodily injury (per person), the second is bodily injury (per occurrence), and third is property damage. For example, if you collide wit
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